Welcome

 

Thank you for visiting our site. Bremen Farmers Mutual Insurance Company is located in Bremen, KS where it was chartered as a mutual insurance company in 1888. The company provides property and casualty insurance programs throughout the entire state of Kansas. Our goal is to provide high quality coverage and service to our policy holders and agencies at a competitive cost.

Our products are sold and serviced by a network of more than 200 professional independent insurance agencies located throughout the state. To learn more about the company or to get a quote for insurance, you can find an agency near you by using the Agency Locator page.

If you are an agent that represents us, click the Agents link to log in for additional functionality.

 
 
Bremen Farmers Mutual is rated B++ (Good) for financial strength by AM Best.

For home owners/Renters

Photo by Siri Stafford/Digital Vision / Getty Images

This program is designed to protect your owner-occupied dwelling from multiple perils. Depending on the coverage type you choose, the perils insured against can range from very broad to very basic, with a corresponding premium cost. Other coverages that are included in the policy are Personal Property, Other Structures, and Loss of Use. This program offers both replacement cost and actual cash value policies.

If you rent a dwelling or an apartment, we also have a program that covers Personal Property only.

The above policies can be purchased with varying amounts of Liability and Medical Payments (to others) coverage.

To find an agency near you to fully explain this program and give you a quote, visit our Agency Locator page.


For Farm owners/operators

Photo by stu99/iStock / Getty Images

Our farm policy is called the Agri-Pak. The strength of this policy is in its flexibility. It can be tailored to protect a wide range of property, including:

  • Owner-occupied and tenant-occupied dwellings (replacement cost coverage available).

  • Owner-occupied mobile homes.

  • Tenant-occupied mobile homes in certain situations.

  • Scheduled and unscheduled household goods (replacement cost coverage available).

  • Personal and farm outbuildings.

  • Scheduled and blanket farm personal property such as machinery, irrigation units, livestock, and harvested hay & grain.

  • Miscellaneous coverages such as debris removal, refrigerated products, farm machinery cab glass, and sewer backup.

All of the above items can be individually purchased to protect against various perils, ranging from very broad to very basic coverage. This means you can avoid paying for coverage that you feel is not needed, which results in premium savings. For example, if Theft is not a peril you are concerned about for a particular item, you can purchase coverage that does not include the Theft peril, which would result in less premium dollars.

The Agri-Pak policy can also be purchased with varying amounts of Liability and Medical Payments (to others) coverage.

To find an agency near you to fully explain this program and give you a quote, visit our Agency Locator page.


for rental owners

Photo by Ryan McVay/Photodisc / Getty Images

This program is designed primarily to insure tenant-occupied dwellings. However, it can also be used to insure the following:

  • Owner-occupied mobile homes.
  • Owner-occupied homes.
  • Tenant-occupied mobile homes in certain circumstances.

Depending on the coverage type you choose, the perils insured against can range from very broad to very basic, with a corresponding premium cost. Coverage for Personal Property, Other Structures, Fair Rental Value, and Additional Living Expense can be purchased also.

This policy can also be purchased with varying amounts of Liability and Medical Payments (to others) coverage.

To find an agency near you to fully explain this program and give you a quote, visit our Agency Locator page.


For Valuable Personal Property

Photo by Purestock/Purestock / Getty Images

This program is designed to protect your valuable personal property against a very broad range of perils. Among others available, eligible items that can be insured include: Boats, Motors, & Equipment; Fine Arts; Furs; Guns; Jewelry; Musical Instruments; and Personal-use & Business-use Tools.

Also available under this program is coverage for Farm Machinery and Livestock. Livestock policies are available in 12-month, 9-month, and 6-month terms.

To find an agency near you to fully explain this program and give you a quote, visit our Agency Locator page.


For business owners/operators

Photo by Comstock/Stockbyte / Getty Images

This program is designed to cover commercial buildings, on an actual cash value basis where replacement cost coverage would be too cost prohibitive based on the market value of the building. Basic perils of Fire, Lightning, Wind, Hail, Tornado, and Vandalism are covered. Coverage for Business Personal Property, Liability, and Medical Payments (to others) can be purchased also.

To find an agency near you to fully explain this program and give you a quote, visit our Agency Locator page.

hours

Monday-Thursday     7:30am-12:00pm     12:30pm-4:00pm
Friday                        7:30am-12:00pm     12:30pm-3:30pm
Saturday-Sunday        Closed


phone

Phone   800-562-5712
Fax       785-337-2414

 

emergency claims only

Call the below number during non-business hours if you have a large claim that needs immediate assistance (fire, tornado, water line, etc).

877-488-7667 (toll free)

For other smaller claims that do not need immediate assistance, call your insurance agency or our office during normal business hours.


address

201 Brenneke St. 
PO Box 98 
Bremen, KS 66412

 

staff

Board of Directors
Gary Holle, Chairman
Wayne Friedrichs
Steve Meier
Curtis Holle
Kirk Bradford
Alan Bruna
Tim Davis

Management
Curtis Holle, President/Treasurer (ext. 102)
Steve Meier, Vice President/Claims Manager (ext. 106)
Bryce Peters, Underwriting Manager (ext. 120)
Vicki Ryser, Corporate Secretary/Accounting Manager (ext. 107)

Underwriting 
Linda Westermann (ext. 103)
Karen Thomas (ext. 115)
Sheryl Rippe (ext. 119)

Claims 
Marylee Drinkgern (ext. 105)
Becky Scheele (ext. 114)

Billing 
Deb Jueneman (ext. 104)
Stacy Minge, EFT Specialist (ext. 111)

Policy Services 
Sandy Pralle (ext. 122)
Jan Heuer

 

In 1878 a group of German Americans in the Bremen, KS area banded together to help a neighbor after a fire loss and formed an organization called the "Friendly Fire Society". From these roots, on May 2, 1888, Bremen Farmers Mutual Insurance Company was created - chartered by the Kansas Insurance Department to offer property and casualty insurance throughout the state of Kansas.

Although the initial Friendly Fire Society had a German background, the newly chartered company was designed to provide insurance products regardless of nationality. Today, Bremen Farmers Mutual continues the spirit of a mutual insurance company by providing high quality insurance protection that benefits its Kansas policy holders rather than stockholders located in other areas.